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Your #1 Free Resource for Effingham Area Real Estate and Information

THIS SITE lists ALL listed homes in the area by ANY company!
New Construction by Integrity Homes can also be viewed by going to the Intergrity Homes Page!!!
Terry is a CDPE (Certified Distressed Property Expert).  He can help you avoid FORECLOSURE, or help you buy a pre-forclosure property.  Contact him about your specific situation and get help!!!  CLICK HERE CDPE FOR MORE INFORMATION.
  
Call Terry @ 217-246-4663 for more information about ANY property!!!
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HOMES FOR SALE
All homes currently listed for sale in the area, (including Lake Sara) are listed on this site.  In the upper right hand portion of this page select "Featured Listings" or "All Listings".
  If you find one that interests you, please call Terry Youngblood at: 217-246-4663 or email him at: terry@effinghamhomes.com  for more information, or an appointment to tour the properties. 

RELOCATING
If you are relocating to Effingham, this is the website for you.  Please continue reading this page.  There are several "links" that will take you to websites of interest to you.  When you see an underscored blue wording, just click on it, and it will take you to a site with information about that issue.  Please book mark this site (TLYoungblood.com) and visit often. 

BUYING AND SELLING 
Whether you are moving within the area...or from places far away, we offer the best information available to help you make your decisions and relieve the stress of your move.  We not only assist you with residential, lake property, investment, commercial, or vacant land, we connect you with the support necessary to facilitate your move.  Support such as lenders, banks, movers, furniture and appliances, doctors, hospitals, clinics, dentists, lawyers, day care, auto dealers, hair dressers, and on and on.  I have years of experience living and raising a family in the area and can put you in touch with those services that help you run your life. 

Purchasing Effingham real estate is a great investment whether you are purchasing your first home, second home or are a seasoned investor. You are invited to visit this site often to view Effingham homes for sale, read home buying advice, get information about local schools, and the Effingham community.

Selling your home is an important decision. It is important that the sale of your home is handled with care and professionalism. For more information about the selling process, please visit the home selling advice section.  Pricing, marketing, and staging your home are all keys to achieving the price and timeframe you want and need.  Choosing a Realtor you feel comortable with is paramount.  Look for a Realtor with not only experience, but a long track record of success and satisfied clients.  Choose one that will be honest with you...what you need to do rather than what you want to hear.  After all, you are hiring them to sell your house.  
 
DISTRESSED PROPERTIES (DELIQUENT mortgage PAYMENTS, PRE-FORECLOSURES, FORECLOSURES, etc.)
Terry is Certified Distressed Property Expert (CDPE).  If you are currently having difficulty paying your mortgage, or owe more on you home than it is worth and need to move NOW...Terry can help you avoid Foreclosure.  He can show you the advantages of a short sale versus Foreclosure...or Bankruptcy.  IF you are upside down in your mortgage and need to sell your property, CALL TERRY for a consultation to see if he can help you GET OUT FROM UNDER THAT MORTGAGE, and get on your way to the rest of your life!!!
CLICK HERE CDPE FOR MORE INFORMATION.
 
If you are interested in buying a short sale or foreclosure, Terry is an expert at acquiring such properties for my Buyers.  The mirad of paperwork and bureacracy is daunting.  Call me to find the property that fits for you, and get it purchased at the lowest price possible in the shortest amount of time.
 
 
SHOULD YOU BUY OR RENT?
Wondering if you can buy a home?  Wondering if you should buy, or just rent?  Check out the possibilities.  Often you can buy as cheap as rent, and often with no money down.  Each situation is different, so call me (217-246-4663) so we can discuss your specific situation. 
 
As a general "rule of thumb"...if you plan to live in the house atleast 2-3 years, most people are better off buying rather than renting.
 
YOUR CREDIT SCORE
How can you improve your credit score?  Click on this link, Improve Your Credit Score, for tips on getting the highest score.
Feel free to further explore this site for FREE real estate reports, and get your real estate questions answered in the real estate Q & A section.
 
ABOUT EFFINGHAM
The City of Effingham is a rapidly growing community in southcentral Illinois.  It is located about 3 1/2 hours south of Chicago, 2 hours west of Indianapolis, and 1 1/2 hours east of St Louis.  Although the population indicates only 14,000 wihtin the city limits, the town feels much bigger. Most of that feel is related to the incredible traffic passing through the City via Interstates 57 & 70.  Those routes alone carry over 8 million vehicles per year through the City of Effingham.  Effingham serves as a regional hub for business and commerce as is evidenced by the retail sales figures being far greater than expected of city the size of  Effingham.
 
The City of Effingham is filled with information about the area such as park districts, schools, medical services, banking, churches, etc.  To access that information go to center of this page to where it says "about".  Click on the down arrow and several options will appear.  Just move your cursor to the subject you want and click.  Pages are being added often.
 
The Chamber of Commerce indicates that a recent edition of Site Selection Magazine lists the City of Effingham as on of the top ten small towns in the US for companies who want to provide a better quality of life for their employees.  The City has three main water sources and can serve practically any industry that elects to locate here.
 
SURROUNDING TOWNS & COUNTIES
We also serve the communities of: Altamont, Teutopolis, Dieterich, Beecher City, Edgewood, Mason, Neoga, Sigel, Shumway, Strasburg, Stewardson, and other towns in following counties:  Coles, Cumberland, Clark, Jasper, Fayette, Marion, Shelby, Clay.  Please contact me for additional information on any towns you may be considering.  
 
SCHOOLS
The education system is unparallelled.  In school crime is very low.  All schools provide a wide range extracurricular activities ranging from athletics, to music, to film making, to clubs, drama productions, etc.  Education excellence abounds in Effingham Public Schools and St Anthony Private Schools and Sacred Heart Private Schools thru 8th grade.  The surrounding communities offer an equal level of education.  Teutopolis Schools cover the areas to the east of Effingham. Altamont Schools cover teh areas to teh west of Effingham. Beecher City Schools host students living to the Northwest of Effingham.  And Dieterich Schools serve students living to the Southwest of Effingham.
 
MEDICAL COMMUNITY
The medical facilities of Effingham serve central and southern Illinois as well as neighboring states, with over 25 medical specialties.  The medical community is one of Effinghams largest employers and growing steadily. The St Anthony Hospital is a regional care center providing a full range of medical services. The medical staff consists of 80 local physicians, 860 empoyees, and more than 250 volunteers.  The emergency services department is staffed around the clock, seven days a week.  More than 25 sergeons serve the area specializing in general surgery, plastic surgery, and everything in between. The Crossroads Cancer Center opened in 1998 and offers some of the best care and physicians in the country.  Effiingham is home to Bonutti Clinic which provides orthopedic and rehabilitation services for persons throughout midwest.  The Prairie Heart Institute is also located in Effingham.  A Veterans Affairs Clinic is also located in Effingham, and serves the regions veterans. The Effingham County Health Department has been providing services to the surrounding areas for over 55 years.  Their primary goal is to passure that quality services and education in the area of public health, including peresonal and environmental health, are readily available and accessible to residents of Effingham County.
 
 
Call me anytime of day @ 217-246-4663.  Your questions need answers...NOW!!!  I look forward to serving you!   

 

Terry Youngblood
217-246-4663
REMAX Key Advantage
601 W. Fayette Ave.
Effingham, IL 62401
Phone: (217) 342-4050
terry@effinghamhomes.com

Key Advantage
601 W Fayette Ave
Effingham, IL  62401
Phone: 217.342.4050